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MONEY IN MOTION

Student Comments
9/15/10 - 10/14/10

-I have learned more than I had expected to learn. I now have better skills for making better choices in how I have managed money in the past. I hope to avoid problems in the future when it comes to managing our money to better our lives and hopefully purchase another home in the future. I am also hoping to be less stressed about how and when to put our money to better use, and hope that we can overcome this financial setback and come out of this situation with a positive attitude towards being better money managers..Thank you.

-I absolutely believe this is the very best and most accessible course on line.

-I found the information in this course to be helpful. This is the first time I have felt as though I can take the information and apply it to my own situation. I especially like the goal cards.

-The course was extremely informative and covered more than I would have imagined. Truly time well spent and I will continue to use as a resource for information, Thank you

-Thank you. Before I started this course I thought it might be boring and time wasted but soon realized I needed this information a long time ago. I am excited to use this new knowledge; actually I have started using it, in my everyday life. Everyone should have this info! Thank you again.

-This credit counseling course was educational and enlightening to the point where I now comprehend much more about the world of budgeting and goal setting.

-We will be changing our lives for the better! I want to be able to teach my kids how to do it right! The schools really need to start teaching kids about budgeting in grade school. Maybe they could teach their parents how to budget! Thank you!

-This course was well thought out with very useful information. I'm glad that the Federal Trade Commission was mentioned. There is a lot of great information for consumers on their website.

-I really enjoyed this online class. It was well presented and very informative. It didn't waste time with worthless, preachy repetition, but was quick and to the point. I have bookmarked this site to return and review. There are several people (family and friends) that I would like to share this class with. Thank you.

-I was very impressed with the content of this course. It has given me an entirely different attitude about the importance of a budget and that it is never too late to start.

-I found this course to give me significant facts and directions to make changes in how I can be responsible for my money. The ownership of my choices is very significant and I understand the importance of what I did not know or do from an internal perspective. I grasp the importance of Goals and Budgeting and plan to make them active parts of my life. To have access to this material is very much appreciated.

-As a 20 year (previous) homeowner, able to make good money and relatively smart person, I thought I could not learn much from this program. However, I did learn about credit and the laws and the importance of goal setting. Thank you. I thought it was worthwhile to take this course.

-Even though I sat at my computer for some hours I was very much interested in this course. It was in layman’s terms and very understandable. I am more concerned with budgeting, especially with this economy. Thank you very much. Also the representatives on the phone are very kind and compassionate.

 -This course was well worth my money. I was never really taught a lot about budgeting until now. Budgeting should be taught in grade school. This course did well teaching me how to handle my finances better. I will recommend this course to others. Thanks Money in Motion.

-Although I was familiar with a great deal of the information, there were several new laws that I learned. This course should be standard in all high schools and colleges as required learning. Something that should be used, especially for younger people, is a separate savings for loss of job and/or insurance. I have learned this the hard way.

-Thank you, this was an excellent course despite my post-divorce bankruptcy results. The course materials were informative and helped reinforce some already established principles.

-I found this course very helpful and the people I spoke with on the phone very polite and knowledgeable. I would recommend this course to others with financial concerns or if they just want help in setting goals and budgets. Thank you.

-Thank you for helping me to understand about life and money. I feel with God and myself I can make the right choices. I will turn it around with the knowledge that you have given me. Thank you again.

-The course was simple & easy to understand. I believe something of a very similar nature should be taught to our children in our schools today, as many of them are not taught these things at home & are clueless in the real world once they are on their own. Thank you!

-I thought this program was very helpful. Quite honestly before I took the program I was not expecting to gain that much from it but I did. I would like to see a little more about investment or retirement, since people don't tend to think about the money they will live off of when they are older I think these things would be helpful.

-This course is so helpful. I wish I'd known about this years ago!! I'm passing this book on to my children!! And giving some of the valuable info to co-workers.  Is this taught in schools and colleges? It should be!! And on every job! I'm thankful for this class, but so sorry I had to receive this way. The teacher was so helpful and encouraging.

-I feel that I have learned a great deal from this course. I have never used a budget, keeping the income and expenses in my head, leading to late payments and problems. I resolve to keep a budget, and put small amounts into savings each month to increase as time goes by.

-I thoroughly enjoyed the information and the fabulous amount of helpful and meaningful budgeting, investing, and saving information, along with the consumer alertness considerations, and where to go if there were questions beyond what could easily be seen.

-I found the course very helpful with how to create and stick to a budget. I have made budgets in the past but couldn't stick to it due to unforeseen circumstances that arose. This course helped me by showing me how to put money for such circumstances in a savings account and to allow for such circumstances when creating a budget. Thank you very much.

-The course is well thought out and informative without being condescending to the participant. It would make a fine course to be taught to high school and college students as finance and the workings of the finance system are not well understood. I believe that the information provided will make the rebuilding process for my family much clearer and successful. Thank you.

-I wish I had a course like this many years ago. It would have been a life saver and I may not have been filing bankruptcy now. This course was an eye opener. It has given me the directions I need to take to make sure my finance are handled well in the future. If I had listened to my late father, I would have known all this since he lived his life by it. He never paid interest and never had a debt he could not repay in his life.

-This online course was helpful and convenient as I am a cancer victim and have been confined to hospital or my own bed for over two months. Most of the information I already knew and have practiced for many years. However, I did find it very informative and it helped me remember things I knew but never really practiced. For example, it has inspired me to get specific and write down my goals and carry this info with me in my wallet!

-There were some topics discussed that I have learned through life experiences, but many topics were clear and simple to understand in real life situations. The information presented was well researched and written in language that any individual would be able to comprehend and use in everyday life. Thank you so much. What a blessing and a God send this program has been to our family.

-I found the course very helpful. I've printed the chapters and made a binder/notebook to refer back to the materials often. I am very excited and grateful for this course and can't wait to start over (financially) with a clean slate.

-Excellent level of writing for average adult understanding Good examples for understanding Government acts a must! So many people do not know this....including me! Helped me with things I did not know or did know and simply did not realize the importance of use on a regular, on-going basis.

-This was a very enlighten program that caught my attention at the mistakes I made in the past. I ask that this program be taught to everyone especially to the youth starting out in the work world to show how it will greatly help and enhance their future. Thank you.

-I was really amazed at this course and I learned a great deal which I find very useful! This course gave me valuable information on keeping a good budget and setting goals! I feel this course should be a mandatory part of a high school education!

-Thank You Very Much! The Information Thru This Online Course Was Helpful Opened My Eyes Up Even More To Do Better & Make The Right Decision As I Move Forward Getting Back On Track.

-These programs should be part of a requirement for making large purchases such as cars or homes. Had I taken this program prior to purchasing my home, I would not have purchased it.

-This is a wonderful program. Teacher has been and I know she will continue to be of great help to those she is in contact with. This means at work, home and any one she comes in contact with. She has truly been a Blessing to us. Whatever you pay her is definitely not enough! THANK YOU!

-I really enjoyed doing this. This program gave me ideas that I would have never thought of doing. Also, it gave me the information that I can use to get my life back in order. This was a great program.

-the course was very helpful and every chapter in this course had something in it that I will take with me the rest of my life and I will be very responsible from here on out and will use this information the rest of my life

-I really enjoyed reading this material. This course was very informative for me, as well as, based on present circumstances related. I wish I had received this advice before making my current financial and past errors. Thanks for the opportunity to take this class.

-The course was truly an eye-opener and very helpful. I will use the information I received to help me get on the right path to rebuilding my credit. I will be back to visit the website to review more information as I start to build my credit back.

-I want to thank everyone who contributed to this book of information for us to learn from and to apply and to pass down to my kids and whoever else I could help.

-This course reaffirmed some things that I already knew and gave me the tools to put that knowledge to use.

-This was very helpful to me and helped me see where I can make improvements and do things I wasn't doing that would help me in the future

- I looked at many (over 120) competing website before I decided to choose yours. Your website is very user friendly and informative. I am very impressed that you took time to call me personally to discuss the course, and that you were interested in my feedback. I wish you continued success in your business and personal life. Thank you!

-I truly learned from the material and live course. It was very encouraging to know I can finally get back on track to financial freedom.

-Superb. I learned more in 120 minutes, about finances, than in the past 30 years. Thank you!

-I know this class is very informative, will help many people. My wife and I are disabled and doing this class in this way helped very much. Teacher's help has helped us more than we can say! We both live our lives being honest, going to church, helping our neighbors and family as much as we can, they do the same for us. This help is never spending money only time, thoughts and prayers. Thank you, you are a special person to us! Thank you all.

-The information provided in these courses was extremely helpful to me in my situation. I will be sure to abide by the instructions given to the best of my ability. Thank you.

-Most information I understood previously. However, I would like to see a money management course to be included in the general education at school or high school level. To have this information on financial literacy would prevent a lot of households getting in trouble before it happens. I particularly like the idea of promoting a budget adherence based on your personal financial goals to enhance the continuance of both.

-I greatly appreciate the opportunity to take this course on-line. Bankruptcy was the least expected thing in my life, severe, unexpected and actually rare illness made life quite difficult. The future will be spartan, but livable.

-I have check marked kids and money. My children are ages 17-26. I would really like some advice about sharing money ideas to help them. They will see the benefits of my husband and me taking steps, but I am concerned that it will take us a longer period of time than we want at their ages.

-Believe me, I thought I wouldn't get much from this course, but I was pleasantly surprised. Some parts I had no interest in them, but quite helpful to learn if I came across them again. Other helpful hints, like setting goals, but start off with small goals first then go to your ultimate goal, making a budget with savings on the top of the list. You may find this pathetic, but I really didn't know what to do with a savings or a budget for this matter. I will try and learn these skills, once I get employed.

- Some people are in difficult credit situations due to circumstances beyond their control and are well aware of a majority of the content in this class. However, the rebuilding your credit information is very useful for anyone trying to get back on track. Also, the information on the different laws that have been passed regarding credit issues is very helpful.
Excellent course!

-Great course.... I enjoyed and learned a lot from it... thanks a lot and more power...

-I thank teacher, for he patiently answered each and every one's questions even with an echo in the background at times due to someone's phone.

-There was so much that I was not aware of. A course that is good for everyone. I will be looking this over again.

-Great interaction! Sense of humor under circumstances. Non judgmental, valuable information!

-I chose to come in person because teacher is such a phenomenal human being! :) I'd do it again just to listen to her.

-Thank You.

-This was very helpful. I learned allot

-VERY HELFUL, THANK YOU AND PLEASE KEEP US IN YOUR PRAYERS

-Teacher was so helpful.

-It has helped me a great deal with budgets and goals and understanding more about credit.

 

-This was better than I thought it would be.

-Was happy with our teacher. There were questions and she explained and gave examples which helps stay in your memory.

-I learned a lot in this class that will be very helpful to me in the future. Thanks, Sincerely

-Instructor was a very nice person and I really learned a few things.

-Everything was very helpful. Believe me I learned allot of stuff.

-I found this course very educational and beneficial in getting my financial life back on course! Wonderful course!

-Teacher was very nice and a good lady.

-great course

-I would like this course to be mandatory in high school

-More people should have taken this course. I was armed with renewed schooling from the course and a great teacher.

-Very interesting class! Everyone should take this...

-Interesting- Thank you.

-Thank You

-Thank you for this program I have learned allot. Thanks!

-I found this course very helpful and was envisioning myself performing some of the suggestions while I was reading the material.

-Great Course - For Everybody

-Excellent course!

-Excellent course and the Excel spreadsheets are very helpful to keep a budget.

-I learned allot from this course and will be using the tools that were given to me

-This was a very informative class, and I appreciated the ability for audio.

-Great teacher with good explanations of subjects.

-Having terminal cancer having the class over the phone and not having to leave the house is convenient.

-Learned what I needed to successfully comprehend a future budget

-Most of this information I was familiar with. It’s following it.  The budget was very helpful!! Very important

-Thank you so much. The class was of interest to me and helpful.

-I learned new information that will help me! I wish I had some of information sooner. The book should be in colleges and high schools

-Very good instructor. Reading Money in Motion was very helpful and interesting. I learned something I can apply to myself from this program

-This course was very helpful to me. I learn allot and it will help me in the future

-I learned allot. Thanks for the information, it truly was helpful totally recommend. Thanks allot.

-thank you

-It was a good course, helped me allot

-I found the course very interesting and have learned quite a bit from this course and will definitely use the budget plan

-Thanks

-I found this program very informative and helpful. I wish I had this years ago and maybe I wouldn't find myself in financial trouble.

-I found the course very helpful. I already use a budget, but I don't always follow it.

-Thanks for the useful information.

-I thought that the course was very interesting and helpful. I hope that I can apply it to my budget and life.

-GOOD PROGRAM

-Thanks

-This course with the audio option was really super informative and has given me some new tips on a life without credit problems. Thank you!!

-Was very helpful to me as I am on Social Security Disability and will enable me to budget properly.

-Thank you!

-Very helpful learned something new about credit reports

-Learned what not to do? Do right

-Good job!

-I hated to be put in this situation to begin with. And having to start over at 53 is going to be difficult. I am looking to try to recover quickly and learn from our mistakes. Thank you the course, it was an eye opener

-This was a big help to me. Thank you for this information.

-Thank you.

-Learned a lot. Will use everything learned during the entire online course. Thank you.

- This course is user friendly and would encourage that this be available to high school students.

-This course was informative and valuable to my life; I will apply what I learned in here to my everyday experiences

-This course was great and the audio portion really helped. Thank you very much!

-it was good

-Thank You For all your help.

-Very Helpful...Thank You.

- Thank you very much for your help!

-I had great learning through this course.

-Thank you for the useful information

-I wish this course would have been available during my teens, but I am grateful for the information shared now.

-very good

-GREAT COURSE and learning experience.

-I found the course very educational!

-Very simple and easy to understand. Thank you!

-Thank you for offering this course!

-I actually learned a lot and enjoyed the course!

-I have become aware of several things from taking this course that I was not aware of....I will make a budget to try to get myself in-line for my future.

-thank you

- Sometimes in bad situations some good can come out of it and I really learned a lot and where I made some mistakes and this is good.

-When I started the online program I was planning to be very bored but I wasn't. I learned a few helpful things. Thank you.

-Great Course!!!

-Thanks! Really opened my eyes to some things I didn't know...

-This course was very helpful and easy to do online.

-interesting, helpful

-VERY HELP FULL AND A GOOD COURSE THANK YOU.

-great education. Very helpful.

-This was a great course. I feel I will be on my way to financial freedom because of it. Thank you very much.

-THANK YOU FOR THE HELP

-Thank You!!!!

-Thanks for simplifying these subjects in easy to understand terminology.

-Learned allot about budgeting money.

-Teacher does a good job

-lots of great information thank you

-Great material, the recorded portion is really helpful.

-it was wary helpful material, which I should learn before!!! I copy everything!! Thank you!!

-Thanks... I need my wife to read this. I made a copy for her too...

-good information

-Thank You

-Thank you for attending

-Instructor spoke very clear and precise and answered all questions very knowledgeable.

-I learned a lot and am glad I took this cause. Thank you.

-This course was very helpful in my learning how to manage my money. I will be utilizing the techniques in this course to put me back on track.

-thanks it was a great course

-There are a lot of helpful suggestions that I will apply to my way of spending thanks.

-really enjoyed, really easy to understand and follow. Learned allot: wish I had learned before

-I found it very helpful to be able to read the chapter along with the audio. Thanks

-I think this class is going to help me get back on track financially!

-Thank you

-excellent class

-excellent class, and great source of information. Hopefully it will help us financially in the near future.

-very well explained.

-He kept great control over the phone call

-Thank you no more charge cards

-I’m happy I took this course because it helps me realize I can truly start over again.

-thank you so much for you help. I am determined to use all your helpful info to make my life better and help my kids.

-It made me think what I was doing wrong.

-It made me think about budget

- TEACHER DID GOOD JOB

-Excellent teacher I learned also. Thank You

-GLAD I CAME.

-I am happy I took this class. It helps me a lot to understand allot. Thank you

-Thank you. I have learned a valuable new approach to economics and life!

-THANK YOU FOR ALL THE HELP

-Enjoyed the class.

-I liked the book

-This was really helpful. I'm hoping to apply some of this advice in the future.

-Good, informative overall course

-This was very informative. It should be required for college freshmen (if not high school). Thank you.

-This course was truly invigorant in terms of being more financially conscious on a daily basis. Very eye opening.

-This course will definitely help me not to make mismanagement on my budget in future. Thanks

-Great online course! I enjoyed taking it.

-Doing the online lesson was a helpful experience. I will use this in the real world and I know it will help in rebuilding my credit.

-I appreciated very much that there was an audio element. Reading this material can be very dry. The audio allowed me to listen, which is how I learn best.

-Thank you.

-This has been a very helpful course in helping me to re-establish myself in this new phase of my life.

-Thank you.

-The course was interesting and helpful. The teacher did an excellent job.

-THIS COURSE HAS BEEN HELPFUL. I WILL BE ABLE TO UTILIZE THE INFORMATION IN THE FUTURE TO HELP ME RESTORE MY CREDIT.

-I found this very helpful. I intend to use what I have learned in the future

-I feel I have learned a great deal, book and class. I did the test without looking at answers.

-I wish they started this a long time ago.

-This course has helped me more than I thought it would. Thank you.

-Thank you! No more charge cards

-This was a very detailed course and loaded with good information

-This is great; on line classes are easy and very convenient. Thank you

-Thank you your course has been very helpful.

-Thank you. I enjoyed reviewing things that I already knew and learning things that I didn't know.

-Very Understanding!

-I liked the tip to always take your receipts when finished with purchase.

-Good course.

-Very good outline and not hard to follow. Thanks

-Thank you - EXCELLENT COURSE!

-I learned a lot about how to manage my finances with this course. The instructor was very helpful.

-I thank God for these people here they have been helpful and understanding for the things that have been going on in our lives.

-Very good course, I will try to budget, it was very interesting

-this class helped me see things a lot clearer. Thank you for sharing your time

-Learned allot. Teacher was very helpful

-We have kept a budget book for about 25 years. The book gave me new ideas how to improve our budget and goals

-This course really helps me to have a different view of my spending.

-Teacher didn't mind teaching us so we can understand.

-great job thanks

- I learned allot from our meeting. I found it very interesting. Now I can start over and that feels so good

-Teacher was great.

 -The teacher has such a great personality. I actually enjoyed the time on the phone. Thanks

-Thank you

-i learned some life changing stuff and I'm grateful for that

-I found this course very beneficial, I copied and pasted quite a bit of the information to keep for myself.

-This was an excellent program. I learned a lot from it and intend to incorporate what I learned into my everyday life. Thank you for requiring this course as part of the Bankruptcy Education Program.

-Outstanding Course. Wish I would have taken it years ago.

-It was nice to see the different worksheets to fill out, really is a nice tool to use. Very easy to follow and understand. Great course!!

-It was helpful.

-This course was more informative than I thought it would be. It was time well spent.

-excellent course. Thank you very much

-Need class like this more often.

-I enjoyed the class even though it is a difficult time for me and the class was helpful. Thank you.

-Teacher was pleasant, professional, & informative

-This will help me to get on track, get out of poverty and keep a good budget.

-Thank you I learned a lot!

-Thank you very much for this very helpful information.

-This was very painless, and informative. User-friendly website.

-Very useful course. Thank you!

-I wish we had taken this course two years ago!

-Thank You

-This was very helpful.

-Be-in-peace

-I really did enjoy the classes on line; it made me really think about things I’m guilty of. It will definitely help me not make some of those same mistakes again, I’m glad I took the class! Thank you.

-Thank you, I need to make my Goals!

-Should have taken this course when I was 21!

-A very timely, and important course, that I wish I had taken years ago, that would have prevented my Bankruptcy!

-Good Course. Helpful

-Thank you for a good course.

-thank you

-This web site was very easy to use. Info was helpful to my life.

-This was such a learning experience and good for me right now. I'm glad I had to do this now.

-I'm glad I could take this online as it made it much easier for my schedule.

-Course was a great tool for going through financial problems...

-The course was most helpful in helping me realized that budgeting makes good sense in getting back on track in your financial well being.

-I learned a lot. Thank you.

-Thank you for having this online

-Very good course, I wish I would have taken this course years ago.

-I used the audio option and followed along. It was much nicer than reading it myself. Thanks for offering that option.

-Very good material. I wasn't sure I would get anything from this but I definitely did. Thank you for the help.

-I learned a lot taking this course

-This was very helpful and I look forward to applying the principles to my finances.

-It was a very informative class. It was very interesting and helpful.

-Thank you for your kind help!

-I learned not to get in trouble with money matters in the near future.

-I found this course to be very informative.

-I feel the information in this booklet will help us as we start to rebuild our credit and give us a "game plan" for handling our finances.

-Very good!

-I have been sitting at this computer for quite awhile, and although tired of sitting, I thoroughly enjoyed this. I wish they would teach young people this before they fall into my position. I wish I had been taught this before. This was very informative, and the speaking voice was very pleasant to listen to and understand. This has been a great help! Thank you!

-This program was great.

-I WAS VERY SURPRISED AT WHAT I HAVE LEARNED. THANK YOU VERY MUCH

-GREAT INSTRUCTOR! WONDERFUL CLASS! VERY INFORMATIVE.

-I was prepared for a waste of time but actually learned a lot. Very helpful

-I found the course chapters very helpful. I never took the time to research any of this. I will now sit down and make a budget and try and rebuild my credit.

-Teacher was very helpful.

-I was very pleased with how easy I understood this course, job well done.

-Was a very informative course.

-I hope and pray I am not too late to rebuild my life.

-Good Course

-The course was extremely helpful and answered quite a few questions I had, such as how to rebuild credit.

-Thank you

-Printed materials were very helpful. Using telephone options allowed me to take notes.

-Very informative.

-Great program

-Teacher was very good on explaining the materials that was needed to assist me on budgeting and managing my money.

-I learned a lot to help me in the future in maintaining my business and funds better and not to max credit card and line of credit or loan. Thanks God bless your company.

-This class showed me how to rebuild my credit and to keep goals & have a savings plan for my future! Teacher was great!!! I am excited to start my new beginning.

-Great material! Thanks

-This course was very informative. Teacher made it even more worthwhile by informing us how to reinstate good credit in future. He answered all questions.

-Was a learning experience & booklet will continue to be used

-Spoke very clearly, understood everything you said.

-Great Web site!!

-Keep up the good work

-Very good class

-The teacher was well schooled

-Class should be a requirement in high school

-I will never use a credit card again. I will set goals and get and set a budget. I will keep this in front of me to see it every day as a reminder. Very informative class.

-IT WAS VERY INTERESTING.

-I honestly enjoyed the course. I thought it was going to be boring. It was not. Thank you very much and have a great day.

-Easy to understand course, a little basic but thorough

-The content was specific, gave opportunities for practice, and was practical

-I think that this course has some very good pointers to help get back on the road to fiscal responsibility. Something like a website/chartroom with people sharing their stories, or giving tips, and or advice on things they did or do that helps them with repairing their financial situation might be of service to people with money management issues.

-Thanks for the class

-I found this course very, very helpful and will be a welcomed addition to our new "budgeting" at home commitment. Thank you so very much.

-Very good, learned things I didn't know. Thanks.

-The goal card for my wallet is a great idea. I have already started using it. Every time I open my wallet, I see it. It helps!

-I was not happy about having to do this course but to be honest at the end I appreciated it. I feel I did in fact learn quite a few things. I have printed out all the chapters so that I can keep them in my files for a reference. Thank you for all your help.

-Time went by quickly. Teacher was clear-patient- very good.

-very good instructor

-Topics were very helpful. I plan to make & hopefully stick to a budget & start with a clean financial slate for my future. Thank you for your great course

-Thank you so much.

-great course! Super easy to understand and good examples.

-This information will help me start over

-I feel better about my financial future because I have the necessary tools to guide me. I found the teacher to be very interesting and informative.

-Good Course

-Course was very easy to understand, examples were excellent.

-excellent helpful information.

-As we are 70+ years of age we find that this is quite new to us regarding budgeting and now know that we will be using from here on. Thank You.

-I'm glad I have the opportunity to come back and review the chapters as I like, even after the test.

-Teacher was an excellent instructor.

-This course has been very educational in helping me to understand and better my finances. Thank you.

-Thanks for this information: I really did not realize how much a bit of money saved or spent will make a big difference over a period of time.

-This course was excellent. I learned about new laws which will be very helpful. Put myself on a budget. Will give the book to family and friend.

-Thanks for making this available online.

-Loved and learned allot from this on-line course, thank you

-Just wish I could get a good secure job so I can achieve my goals in life. I have been using a notebook for all my income and expenses but with my bad luck in jobs I haven't had much money for bills much less for saving any.

-I learned a lot from this course. Thank you.

-This course was very valuable and I gained a great amount of knowledge on how to budget and control my debt. Thank You.

-Money in Motion was very educational for me.

-Very Informative. I learned a lot about things that I wasn't aware of before the test. I am now going to budget my money.

-Thank you for presenting such a complete course. I found many helpful tips in the chapters that I read. I will be able to use most of the information that I learned in my daily financial life.

-Very pleasant experience. Teacher was top notch!

-Will try to use budget at home.

-Very helpful and informative. Thanks.

-HAVE A GREAT DAY, THANK YOU!

-I learned helpful information from this course, especially about the new laws.

-THIS CLASS WAS VERY HELPFUL.

-I was able to see things more clearly-like I have never seen them before. Thanks. I won't soon forget this.

-THE INSTRUCTOR WAS VERY PERSONABLE AND HELPFUL.

-Thanks for all that you guys do!! Great service!

-very helpful and informative thank you

-this course helped me out allot ... thank you

-very good course thank you

-Thanks

-Thanks for helping me re-gain my spending personal life.

-Good Test

-Very concise, well explained, and easy to understand.

-This course was very helpful to me. It taught me how to make a budget and ways to save money for emergencies.

-I think this should be a required course for all high school seniors!!! I wish I had taken something like this. I will have my 2 sons take this course in a few years. Thanks

-I learned some things and found out that I’m not alone in some things. I've experienced some of the examples used. I felt bad, guilty and sad but now I know I'm not alone. Thank you.

-The course was concise and to the point, and very educational.

-This course was very helpful! I think everyone should have to take a course like this before they open any kind of a bank account.

-Great course, should be required in all high schools

-Some like myself felt that if your creditors would not work with you as long as you paid something that they had to accept the payment. It is true that they must accept the payment but they are not required to stop any legal or collection actions.

-The course is well designed and interesting. It certainly was not just a "snap" as might be expected in this sort of thing.

-Very Helpful. Thank you!

-Thank you, for this learning tool.

-Great Course!!!!

-Thanks!

-The Money and Motion book is great and I learned some valuable tips. The instructor was prepared and answered every question we asked her; she was very helpful and professional.

-The teacher was very nice

-I feel this was a great course that I was required to participate in. We do have a budget and feel this is very important to do to live within our means. He was a great instructor. Thank you

-Very clear & precise and enjoyed, and will be helpful down the road for my whole family. Thanks for the help.

-I found this book and course very helpful. I will do my best to make this budget work, with the Lord's help.

-I believe this course will help me. It was very interesting in putting your goals for a budget. The teacher was very helpful. I wish I had started a savings program years ago.

-I was using a budget before I was married. After taking this course I realized I should have continued my budget. This course was very helpful. I'm sorry it took bankruptcy to open my eyes. Thanks

-What I really need is a job; lack of employment is what leads to bankruptcy

-Thank you this was helpful.

-I would like to say that I truly learned more then what I thought I would. I am on the right track but this puts me on THE track. Thank you. I will take all the advice given. I do like the print outs and the outlines given. It will help me to better my budget. It is possible.

-I appreciated the convenience of the on-line option.

-Thank you for everything this was very helpful thank you.......

-It was very interesting and informative.

-This was a good learning tool, Thank you

-Great course!

-Great Course! Thank you!

-The teacher was the best. My wife has trouble reading in English and she read and explained everything to us.

-Teacher is excellent. She has nice personality

-Very helpful in implementing a better control of my spending plan.

-I appreciate CCCS very much.

-Very Professional Course

-I feel that this was very helpful to me. Although some of the information was not new to me, there was so much that I feel I gained from the new information.

-Great course! They should teach this in high school and allot of people would avoid the money mistakes I've made!

-Managing my money I get sick and the check seems to be getting smaller with prices going up. It is very hard to make it.

-Hope I will never have to go thru this again

-Thank you the course was very helpful. God Bless

-Teacher was very good at giving this class. Learned allot I didn't know

-It was a good refresher course for what we already knew. We plan to begin saving again. We do a budget and will continue to do so. I prefer to never have a credit card again

-The program was educational and helpful.  I now will budget my best. Thank you

-I enjoyed the course and it was easy to complete.

-Thank-you. This was an excellent program.

-IT WAS GREAT. I SAW WHERE I MADE SOME BAD MISTAKES.

-This was a good, comprehensive program.

-Good course Thank You

-The course was really helpful for me, and I gained insight on budgeting and finances.

-Excellent program. Thanks.

-THANKS!

-Wow, I learned a lot, thanks.

-The course was great!

-I did learn some things from this course and will use them in my everyday life.

-real good

-I feel that this program was very beneficial to me. Had I taken a course such as this several years ago I would have made better financial decisions in the past.

-Keep up the good job!

-thank you

-This was an excellent course that will help me for my future.

-Terrific course! Thank you!

-Thank you

-The course was extremely helpful, very informative and well structured.

-I learned quiet allot about saving, budgeting, spending and credit cared companies.

-A lot of my problems were because of the medical bills we incurred when my wife was diagnosed with cancer. It caused me to have to spend every dime we had, and she passed away June of this year. I had excellent credit, the sickness destroyed it.

-It was interesting and helpful with a situation that is uncomfortable to be in at this age in life.

-Thanks, this was helpful.

-Thanks

-The course was pretty well to the point.

-This course was extremely helpful. I would like to get back to some chapters, especially about landlords and contracts since I have never learned anything in any book that I have read previously about finances.

-I think the course was very helpful......thank you

-Thank You So Much.

-This was a very worthwhile course; I am glad I participated in it.

-The credit counseling center was very, very helpful.

-VERY HELPFUL AND IM USING A BUDGET AT HOME EVERY TIME I GET PAID.

-Great Course!!!!

-Very helpful and informative.

-great class

-There was a lot of helpful information included in this course. Thanks!

-GREAT CLASS. IT WAS A LOT MORE INTERESTING THAN I THOUGHT IT WOULD BE.

-This course was very helpful to me, I am excited to come back to the site and learn more ways about rebuilding my credit.

-The credit counseling center was wonderful.

-I learned allot from this course. Thank you.

-The course was very helpful

-Just want to let you know, that I learned a lot from this course. Thank-You

-Excellent course and very helpful in a time of need.

-very good course, I learned from it.

-Very informative. Enjoyed this very much! Thank you

-I used the online course, was helpful and informative.

-A very good class, very educational and understandable. Well worth the time spend. Thank-You

-Thank you.

-THE COURSE WAS VERY HELPFUL, HE WAS AN EXCELLENT INSTRUCTOR.

-I DID'NT THINK THAT THIS WOULD HELP, BUT I LEARNED A LOT. I THINK A LOT MORE PEOPLE SHOULD TAKE THIS CLASS, AND HE WAS A GOOD TEACHER.

-Excellent class, very informative and helpful

-Thank You!

-Thanks for this class

-Thanks!

-Thanks for this opportunity in educating me in finances which I so sorely needed

-Wish I would have completed before filing. Very good info

-liked the class, good teacher and I learned

-I learned more than I knew. You were good teacher.

-very informative

-Well we filed bankruptcy to clean up the slate so coming to classes might help others but for me it's all about management, and how to do it better. It was fun

-Overall, very good course. Just the right level on emphasis and repetition.

-I would like to take a budget class. If anyone offered one that can work with my hectic schedule, I wish you could do a private counsel. Loved having you work with me and my exceptional husband. (I have advised client that I would be honored to do a private session with her)

-good class/course

-Very informative and educational-very happy and pleasant person

-GLAD I TOOK THE TIME TO TAKE THE CLASS, LEARNED THINGS.

-Thank you.

-Instructor is great!

-The time allotted for the course was sufficient and the questions fairly reflected the course material.

-Thank you for your time and help.

-thank you

-nice soft ware

-Thank you for providing me with new knowledge on a subject that I "thought" I knew allot about!!!

-very helpful knowledge

-Teacher was very competent and was concerned with our comfort and that we understand the material.

-class was interesting

-This class was very interesting and helpful

-Teacher was great! I will use what she taught. I’m starting my log on spending today.

-Thank you.

-This was very helpful, will keep budget from now on. Learned that every cent of your money counts.

-Thank you for your help! Course was very good, I learned quite allot and will use it in the future

-Teacher was good and prepared

-Teacher would be a great one-on-one coach.

-This was a good class I wish I could get more from the teacher then what I have learned today

-This course was very helpful. Teacher did a great job. Was definitely not boring. I wish I had this several years ago, I would not had dug myself such a deep hole that I could not get out of.

-I believe this will help us, in the long run. We learned from this

-I found this very helpful. Some things I didn't know about saving and budgeting times

-I will never file bankruptcy again. Thanks for this book. It has been very informative to me. At 68 there is allot of information I never heard of. Again I say thanks.

-The book is really good Thanks

-Teacher was wonderful, he really helped me

- I thank you in advance for your time

-Thank you very much for your help.

-Thank you for time and energy. Class was helpful.

-Teacher explained everything very well for me to understand. Thanks

-I really did learn from this course. Thank you.

-I felt this was a great help and should be made more available by letting people know about it on a larger scale. Thank you

-Very helpful and learned some things I didn't know

-I asked the instructor some questions about how to overcome the cash advance situation. He was very helpful on what I need to do

-I learned how to do a budget. Teacher was very helpful.

-I learned allot

-I have learned that if you set goals it will help you get ahead

-This is an outstanding and very well organized course. Thank You Very Much

-I enjoy the course.

-Thought the course was relevant to my situation.

-Class was very good.

-Great course! I truly did learn a few things. Bankruptcy is horrible, but I learned there is life after. BUDGETING!!!!!!!!!

-Very good material.

-This is a very informative course and if applied it will help me reach my goals for a better financial future. Thank you.

-Learned a lot!

-very helpful

-The course was very beneficial in helping me to understand more on the money principals and general information after filing bankruptcy.

-Loved this program

-Thanks for all your help, the girls I spoke with were very nice and helpfull, and didn’t judge me when I needed help...Thanks again

-wonderful course.

-thanks

-Good presentation! Very patient!

-Thank you for being there with good help and needed instructions

-Thank you and God Bless

-Thank you

-savings first on budget

-It gives you an open mind of the basic things we need to know in being responsible.

-Thank you for the information this class provided, we are excited to get our financial lives back on a good track.

-When the national economy improves, I expect my energy-efficient lighting design business to resume. I already have several accounts on hold until then. In the meantime, I am spending my time looking for a new business.

-Thank You!

-I never had a budget in my whole life, but I think I will now!

-I'm glad I took this course and the teacher was terrific

-I found this course to be refreshing on a lot of what I knew and helpful with some of the new laws.

-This should be in high school, plus the students need to know how to handle a check book as starters...

-This was a good program and covered many different topics and reinforced topics that I will be able to use towards myself and my clients through work. I found the budget worksheet very helpful (printed out) and will make copies of it for future use

-This course was very good and I'm glad you were recommended to me. Received other offers after filed, but you made me feel secure.

-Teachers teaching skills were excellent making the class enjoyable.

-VERY helpful thanks for the course

-This course has helped me to finally get myself on a budget and follow it.

-I learned a lot and appreciate the opportunity to take this course. Thank you.

-I feel like this should have been taught in High School

-The course reinforced the things I have done wrong. It will be very tight for a while, but I know I can make my budgeting better in the long run. THANKS!!

-Very well done. Learned a lot. Very helpful.

-I already use a budget at home

-Good!

-The teacher made the class very interesting and friendly. I learned allot from reading this book. I feel very confident about starting over.

-I prayed I would be able to hear well. I could hear the teacher perfectly and understood you well and I thank you for that.

-Good budget & planning information also, what to look for when rebuilding credit

-The teacher helped me out very much Thanks

-I did appreciate the personal insights the instructor shared concerning savings & leaks in spending

-I'm really thankful that people take the time out to help people like me to understand how important it is to keep your finances & life in order. I appreciate this hand book. I never knew that a budget and goal are so important.

-Thank you.

-Excellent teaching techniques

-Helped allot thank you

-THANK YOU SO MUCH VERY EDUCATIONAL

-Very well done. Audio and visual text helped, as well as the tools. Thank you.

-THE PROGRAM WAS VERY HELPFUL TO ME...I WILL BUDGET MYSELF MUCH BETTER IN THE FUTURE..AGAIN THANKS

-I appreciate your institution being available for online learning it has been a positive experience, proves to me that I have a better knowledge of finances going forward to a new start in life.

-I have learned allot thank you so much!

-I wish I had learned about this several years ago- great information and very eye opening!!

-the course was informative. Liked the recording of the material, it was much easier to stay interested while someone was reading it aloud.

-Great course. Easy to understand.

-Great course!

-I really enjoyed the material in this course. I think it will be beneficial to my financial future.

-I did receive a lot of useful information from this course that I hope to use to rebuild my credit after my bankruptcy.

-The course was informative and easy to use. The review quizzes at the end of each chapter was helpful to remember the material.

-Thank you for the information you have given me it will help to secure a better life for myself.

-I feel taking this course has helped me to regain control of my life and offer me a second chance to reestablish my credit. Thank you

-This has been a good experience. It has changed my ways how to make a difference in my spending. I will be making a budget and cutting cost where it's needed. Thank you.

-The course helped me to remember some crucial things regarding financial success.

-Having the auditory was very helpful.

-I liked the course. I will take what I learned from it and use it in my everyday life.

- The course was informative and covered subjects that will help me get a better start after bankruptcy. Thanks.

-online course was very useful for clients with difficult schedules.

-I was a bit intimidated by the thought of taking the course Online, but was surprised to find how easy it was. I would typically prefer doing something like this in a classroom setting.

-thank you....

-Great information! Thank you for good advice.

-I’m so grateful for this course...i learned so much Thank you

-I found the course to be interesting and very helpful. Thanks for the help.

-Even though I thought I knew most of what was going to be in this course I was surprised to gain important knowledge in a number of areas.

-This class was very informative. I wish I had taken it years ago. I learned some facts I had never been told before.

-Great course.

-This I am giving my book to my son and his wife as I think it will help them in making a budget.

-This class gave me hope that I will get back on the right track again and rebuild my credit. It might take a while, but I at least I have hope now. Thank you.

-The teacher was excellent

-My instructor was fabulous.

-Thank you very much this online course was perfect.

-I believe this was very helpful in me making retirement decisions in the future budgeting my finances.

-Teacher was very good. He made you feel comfortable in the midst of all things going on in your life.

-Thank you

- The teacher did a fantastic job of explaining everything clearly and was good at taking the time to answer course questions.

-TEACHER IS VERY GOOD. IT WAS AN EXCELLENT CLASS AND IT HELPED ME A LOT.

-VERY HELPFUL

-VERY GOOD CLASS

-LEARNED A LOT FROM THIS CLASS

-excellent teacher

-THIS CLASS WAS HELPFUL FOR ME.

-TEACHER WAS SUPER NICE AND INFORMATIVE SUPER COOL CHICK.

-good

-excellent

-It was a learning experience.

-THANK YOU

-I truly appreciated this course and have gained several tools and ideas I will apply to my future as I rebuild my world from this. Thank you

-I learned some things I did not know and I will definitely use this information in the future.

-This program was very helpful and I will use what I learned.

-Appreciated this series of programs, which were very informative and helpful. Program should be offered to all people.

-Thank You.

-Thank you for the information. I am retiring!!!

-The information was extremely helpful. Thank you for providing such an informative and easy course.

-Very useful, very informative, very easy to understand!

-Very well presented and very informative.

-Real Good

-I thought I knew a lot about my personal money and financial matters, however, going thru this material enlightened me to a lot of useful info and I plan to incorporate a lot into my new financial life.

-THE PROGRAM IS VERY USEFUL

-Teacher is nice & intelligent, very informative. I learned much about credit cards, interest and doing self credit reports

-I thought this class was very helpful and the study book I wish I had read it 20 years ago. I feel like now I can make a budget and pay my bills and save money also.

-You did a good job on the phone Thank you

-After reviewing & reading course & information from course I have implemented many suggestions into place already. Instructor was especially thorough and pleasant.

-I thought this class was very helpful and the study book I wish I had read it yrs ago. I feel like now I can make a budget and pay my bills and save money also. Thanks

-Teacher was extremely knowledgeable and helpful

-This was very informative.

-Thank you! Though I have always watched where every penny came from and where it went, I never set goals. This course was excellent.

-Thanks

-THANKS

-Great course. Information learned that can be passed on to help others.

-Good course

-It was very helpful for me

-I enjoyed this course very much and I loved the audio player it was a great tool to have. Thank you so much!

-I knew some of the information pertained but feel better about setting up a budget and savings -- things I should have tried to enforce years ago.

-Excellent course.

-Course was very relevant and helpful for my current financial situation.

-Operated at a good time of day. Easy to understand teacher.

-Good Program. Thanks you!!

-Thank you this has been very helpful and I will start using a budget.

-This course was a big help and I feel with the goal and budget I will have financial freedom

-I learned to never go over my budget & credit cards. I liked the phone class too.

-I found this truly fascinating! Can't believe how stupid people are about finances! Would love to have the teacher’s job! He was patient and very helpful. I have used a budget all adult life. Grateful to get chance to start over! What a great country I live in (No more debtors prison)

-Teacher was very kind

-Very good at his job!!

-Excellent!

-Thanks!!!

-I think your course will help in establishing our budget going forward. Thank You!

-Thank you. I learned a lot about budgeting.

-Found the course to be very helpful. Everyone should be availed of this information.

-I thank you for the opportunity of taking this course. I received some life lessons and insight into my commitment to my family’s future and personal financial goals. Also a personal thank you to counselor, who has helped me over the past year, going through this process. She has been a Godsend.

-THANK YOU!!

-all good

-I felt that this course was very informative. I would definitely recommend this course to anyone, regardless of their situation.

-Wealth of information.

-I am sad I had to file chapter 7. They say something good comes out of something bad. For me this course was my something good. I have learned so much from this course. I will put 200% into making this work. Thank You.

-Had I kept a closer eye on my wife, I would not have had to file bankruptcy or taken this course. I have applied ALMOST all of the guidelines stated here with the exception of putting savings at the TOP of my budget. IF you helped HER, thank you.

-Very informative course which I will continue to adapt as a resource in my re-establishing my budgeting goals.

-Good course. I learned a lot and enjoyed taking it.

-Thank you for this class & education.

-Very good instructor!!

-Overall a very good course that was easy to understand and full of good information.

-It was good.

-The teacher gave credit advice about the realistic reasons for budgeting and periodic expenses. Also advised on reestablishing credit and not to play in to offers in the mail.

-I enjoyed the course on the phone & teacher did a great job, very interesting & educational Thanks

-Hip Hip Hooray!

-Thank You.

 -Teacher was terrific! Never boring! I enjoyed it.

-It was a good class!

-THANK YOU VERY VERY MUCH

- I feel I did learn some good tips in order to get my finances back on track, and keep my records in good order so that I will never get into the point of having to file bankruptcy as I have recently have had to do.

-There is room for more budget tips, this was very helpful.

 

-Thank You for your time and knowledge. It has helped me!!

 

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